Creepy is the right word to describe this story.
Love your writing. While reading. I saw a short film ( movie adaptation ) in my head. I can only imagine how the woman in this story would be feeling.
Brrrrr
Sorry, I can't think of any Dutch folklore to share with you. We were merely raised with fairytales and the more 'grim' ones were those by the Brothers Grimm.
P.S. I really, really love that artwork too ( the look, the framing, the 'shot' selection and the drawing style)
xx