When you calculate your retirement plan with excel.
Me (an excel fanatic): Heavy breathing haha
Just one thing, keep in mind that your 800 a month for retirement will be worth less in 20 years due to inflation. This is just a factor to keep in mind in case the pension is not adjusted accordingly which it will likely/hopefully do ;)
I'll just adjust later for inflation. Fair point though.
The TPS is index linked.
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