Very interesting. I'm leaving all the little ins and outs to you guys. I think to try to see the individual effect explains why they are popular. Content doesn't matter, pay the fee, hopefully get a decent ROI and move on. I think that's more the 'get rich quick' or the 'no personal effort' type of person.
On the larger scale, I completely get where the others are coming from. A simple version, I think this is why we belong to groups like PHC, because we believe in good honest work and having a system supports that.
I do admit, appreciate breakdowns like this, Quill's small comment and so the others it puts things into another perspective and helps someone like me.